Updating information on credit reports children and dating advice
(Questions to the three main bureaus about industry practices were directed to the CDIA.) Social Security numbers by themselves often won’t suffice, he says, because some consumers apply for credit without providing that information.He says the CDIA cannot speak to such lender underwriting practices though they are regulated by laws that protect consumers.My balances with the creditors are zero when I check all of the websites but when I ran my credit this morning, it still reflected the old balances and said credit utilization was hurting my score.
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Before I applied, I wanted to pay down some credit card accounts.
I checked my TU and EQ scores before I paid down the debt and both were in the high 690's.
How long does it take for a company to report to a bureau, how often do creditors report to bureaus, and when should I expect to see teh impact of the zero balances on my credit score?
Also, if I go to a bank and a loan officer runs my report, will they see a different updated score or the same thing I see?